Cheap engagement rings - diamonds and more, UK advice

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Diamond engagement rings can be found in a range of prices, including those that are cheap - so if you do your research and shop around at UK based dealers, you are certain to find a ring that suits both your taste and your budget.

The generally accepted guideline when deciding how much to spend on an engagement ring is one to two month's salary. You may want to spend more, you may want to spend less, but the important thing is that you spend what is right for you and your circumstances.

Once you have decided on your budget, have a think about what you are looking for in an engagement ring. Is size the priority? Or is the quality of the diamond more important to you? There are many different factors that affect the price of the ring, so make sure you have an idea of what you are looking for. Make sure you look at the diamond certificate to check the 4Cs - the four most important characteristics of a diamond.

If you are on a fixed budget, the following hints might help you to save money:

WHAT CUT IS BEST?
Even if you are sticking to a budget, the cut is something that you should try not to compromise on. Always choose a cut grade of ideal or very good, and proportions of ideal or excellent.

WHAT COLOUR IS BEST?
Ideally, a colourless diamond graded D to F. But a diamond with no noticeable colour to the naked eye like those graded G to J will be less expensive and just as beautiful.

WHAT CLARITY IS BEST?
Except in the case of "I" grade diamonds, clarity grading only affects a stone's value and not its appearance to the naked eye. Diamonds with VVS and VS grades are a good option as they will not affect the diamond's beauty but will be much more affordable.

WHAT WEIGHT IS BEST FOR ME?
This one really does depend on how much you want to spend, but there are a wide variety of sizes and qualities in any price range. Besides budget, consider the size of your fiancée's finger - diamonds look bigger on smaller-sized finger - and her lifestyle. If she is very active or not used to wearing jewellery then perhaps a smaller-sized diamond would be more suitable.

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